Saturday, January 30, 2016

How to Choose a Plan that's Right for You

If you're interested in a  St Peter Life Plan but don't know whom to approach or where to start, this blog will help you understand with ease on how to choose the right plan for you.

My name is Maria van Olphen, and I am a St Peter Life Plan Family Counselor / Sales Agent. Welcome to my blog. 

           ATTENTION:      
  MGA OFW AND IMMIGRANTS AWAY  
  FROM THE PHILIPPINES  


THE PERKS OF A ST PETER PLAN HOLDER

GUARANTEED MEMORIAL SERVICE 

ANTI-INFLATION - Your plan is guaranteed a Memorial Service Package chosen by you during your lifetime.

VERY LOW INSTALLMENTS - Very affordable installment rates in the monthly, quarterly, semi-annual and annual modes of payment

TRANSFERABILITY - You may transfer the plan to another living person

ASSIGNABILITY - You may assign the plan to any deceased person, provided that the balance, if any, is paid before a service is rendered. However, any insurance coverage provided to the transferor shall automatically terminate

UNRENDERED SERVICE - Your beneficiary may receive cash value according to the schedule if memorial service is not performed or your heirs, successors or assigns may opt to retain the plan for the memorial service only

VIEWING PERIOD OF 4 DAYS - 4 day viewing in our accredited mortuary chapels, or in your home when such facility is not available

NO MEDICAL EXAMINATION REQUIRED 



HOW TO CHOOSE A PLAN THAT'S RIGHT FOR YOU


There are 2 different kinds of Plans available to your qualification


Traditional Life Plans, and 
Life Plans with Money Back*

* Money Back Amount equivalent to 20% if the Contract Price shall be paid each year beginning at the end of the 16th year until the end of the 20th year while you are living.

Just follow these simple steps know which plan you are eligible. 

STEP 1.  Are you between the ages of 18 and 59 years old?

If YES, proceed to Step 2 INSURABLE
if NO,   proceed to Step 3 NON-INSURABLE. You should be under 18 or over 59 yrs old

STEP 2.  INSURABLE   Things to know about being INSURABLE

  • You CAN choose from all the plans available. You have to option to get a traditional plan or a plan with money back option.

  VALUE ADDED BENEFITS for INSURABLE PERSONS 

Additional entitlements and benefits are subject to approval of insurance claim for insurable persons

1. ADDITIONAL CASH BENEFIT
The planholder's beneficiaries shall receive 100% of the Contract Price if the planholder, who is within the insurable ages of 18 to 60 years a the time of purchase of the plan, dies during the paying period or within 5 years after the full payment of the plan and the planholder has not reached the age of 65 year old upon death.

2. ACCIDENTAL DEATH AND DISMEMBERMENT
The planholder's beneficiaries shall receive a cash benefit equivalent to the Contract Price for accidental loss of life, loss of both hands, both feet, sight of both eyes or a combination thereof, if the planholder, who is within the insurable ages of 18-55 years old at the time of purchase of the plan, dies due to accident during the paying month period and the planholder has not reached the age of 60 upon death

3. WAIVER OF INSTALLMENT
The planholder, who is within the insurable ages of 18-60 years at the time of purchase of the plan, is exempted from paying the installment balance in the event of an uninterrupted disability of at least 6 months during the paying period and if the planholder has not reached the age of 60 upon disability

4. UNPAID BALANCE DEEMED PAID
The unpaid balance is considered paid if the planholder, who is within the insurable ages of 18-60 years at the time of purchase of the plan, passes away anytime within the paying period and if the planholder has not reached the age of 65 upon death

CHOOSE from the following Plans that include money back feature: 





STEP 2.  NON - INSURABLE   Choose from these following Traditional Life Plans:






STEP 3   DECIDE THE FREQUENCY OF PAYMENT

ALL PLANS ARE ONLY 5 YEARS TO PAY. 
You may choose to pay     • Annually     • Semi-Annually     • Quarterly     • Monthly
There is a discount of 10% given for SPOT CASH payments


STEP 4   FILLING OUT THE APPLICATION:

Please answer these questions and email to me. I will be the one to write it on the contract.

1. LAST NAME: 
2. FIRST NAME:
3. FULL MIDDLE NAME:
4. Address
5. Contact No.
6. EMail Address
7. Date of Birth
8. Gender
9. Civil Status
10. Height
11. Weight
12. Name 3 Principal Beneficiaries: ( spouse, children, parents )

      a.  First name, Middle name, Last name 
      b.  Address
      c.  Age
      d. Relationship to you

      a.  First name, Middle name, Last name 
      b.  Address
      c.  Age
      d. Relationship to you

      a.  First name, Middle name, Last name 
      b.  Address
      c.  Age
      d. Relationship to you

13. T.I.N.

STEP 5  MODES OF PAYMENT*   

NOTE: The company does not accept credit card payment, or deductions. Payments are received through collectors.

1, CASH given in person
2. BANK DEPOSIT under the name of 

    Maria van Olphen
    •  BDO Savings acct#  002510122939
    •  BPI acct#  1359 4048 12

3. Any of these money transfer agencies 
     First name: MARIA     
     Last name: VAN OLPHEN  
     CP# 0932.852.8585

    • Palawan Express
    • MLhuillier  HLhuiller
    • Cebuana
    • LBC 

*receipts will be issued out to you once payment is received

Once the contract is correctly filled out, I will send you the original contract for you to sign to make it binding and legal. It's that simple. 


FREQUENTLY ASKED QUESTIONS
Who Can Claim • Benefits • Insurance • Requirements to Claim
Processing of Documents • Where to File Claims





ST PETER LIFE PLAN - Head Office
Quezon Avenue, cor. #2 West 40th Street, Quezon City
Tel No: (632)371-7757 • Toll Free 1-800-10-7873837
Fax No. (632) 373-3389 • Website: www.stpeter.com.ph